2025 401k Limits Catch Up Over 55. The overall 401(k) limits for employee and employer contributions is $69,000, or $76,500 for workers 50 and up. Employees can contribute up to $23,000 to their 401(k) plan for 2025 vs.
The 2025 contribution limit for 401(k) plans is $23,000, up from $22,500 in 2023. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2025.