2025 Roth Ira Contribution Limits Over 50. retirement savers age 50 and older can chip in an. The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you're younger than age 50.
This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older.